How to Check Your Loan Application Status
Check the current status of a loan application you submitted online, such as a mortgage, car loan, or personal loan.
Steps
- 1
Sign in to your account
on the bank or lender website where you applied for the loan.
- 2
Look for "Application Status"
or "My Loans" on the main menu after logging in.
- 3
Click on the loan application
to see details. Common statuses include: "Received," "Processing," "Approved," or "Denied."
- 4
Check the "Documents needed"
section. The lender may ask for additional paperwork like pay stubs or tax returns.
- 5
Contact the lender
if you see no update after one week. Call the number on their website and provide your application ID.
Frequently Asked Questions
How long does a loan application take to process?Show
Personal loans take 1 to 3 business days. Mortgages take 30 to 45 days from application to closing.
Why is my loan application still pending?Show
The lender may be waiting for documents or running background checks. Contact them to ask what is missing.
Can I check my loan status on a mobile app?Show
Most major banks and lenders offer mobile apps where you can check your application status anytime.
What happens if my loan is denied?Show
The lender sends a letter explaining why. You can apply with a different lender or work on the issues mentioned in the letter.
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Written by the HowToDoStuff.online editorial team. Last updated .