How to Link Bank Accounts Online
Link two different bank accounts together so you can transfer money between them online.
Steps
- 1
Sign into the bank account you want to transfer from.
Look for "Link an Account" or "External Accounts" in settings.
- 2
Enter the other bank's routing number and your account number.
You can find both numbers on a check or in your online banking.
- 3
Choose the account type
as checking or savings. Picking the wrong type may cause the link to fail.
- 4
Verify the link with micro deposits.
The other bank sends two small deposits under $1 to your account to confirm ownership.
- 5
Enter the micro deposit amounts
back on the linking page. This confirms both accounts belong to you.
Frequently Asked Questions
How long does it take to link bank accounts?Show
The micro deposit verification takes one to three business days. The initial link setup takes about five minutes.
Is it safe to link bank accounts?Show
Yes, banks use encryption to protect your account numbers during the linking process. Micro deposits verify your identity.
How many accounts can I link?Show
Most banks let you link up to 10 or more external accounts. Check your bank's specific limits in the settings page.
Can I unlink an account later?Show
Yes, go back to the linked accounts section and select "Remove" or "Unlink" next to the account. Future transfers stop.
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Written by the HowToDoStuff.online editorial team. Last updated .