How to Use Mobile Check Deposit
Deposit a paper check into your bank account using your smartphone camera.
Steps
- 1
Download your bank's mobile app
and sign in with your online banking username and password.
- 2
Find "Deposit Checks"
in the app menu. It is usually on the main screen or under "Services."
- 3
Endorse the back of the check
by signing your name. Write "For mobile deposit only" below your signature for safety.
- 4
Take photos of the front and back
following the on-screen guides. Keep the check flat and in good lighting.
- 5
Enter the check amount
and choose the account. Review and submit. The bank confirms your deposit.
Frequently Asked Questions
How much can I deposit with mobile check deposit?Show
Banks set daily limits that range from $1,000 to $10,000 or more. Your limit depends on your account history and bank policy.
How long does mobile check deposit take?Show
Most deposits are available within one business day. The first few deposits may take longer while the bank reviews them.
What if my photo is blurry?Show
The app detects blurry images and asks you to retake the photo. Make sure the check fits inside the on-screen frame.
Can I deposit any check with mobile deposit?Show
Most personal and business checks are eligible. Money orders, traveler's checks, and international checks may not be accepted.
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Written by the HowToDoStuff.online editorial team. Last updated .