How to Use Venmo
Send and receive money from friends and family using the Venmo mobile app.
Steps
- 1
Download the Venmo app
from the App Store or Google Play. Create an account with your email or phone number.
- 2
Link a payment method
like your bank account, debit card, or credit card. Bank accounts have no transfer fees.
- 3
Find someone to pay
by searching their name or phone number in Venmo. Send them a friend request if needed.
- 4
Enter the amount
and add a note about what the payment is for. Tap "Pay" to complete the transaction.
- 5
Request money
by tapping the "Request" tab instead of "Pay." Enter the amount and send the request.
Frequently Asked Questions
Does Venmo charge fees?Show
Sending money from a bank account is free. Credit card payments have a 3 percent fee.
How long does it take to get money out of Venmo?Show
Standard transfers to your bank take one to three business days. Instant transfers have a small fee.
Is Venmo safe to use?Show
Venmo uses encryption to protect your data. Enable a PIN code in Settings for extra security on each transaction.
Can I use Venmo without a bank account?Show
You can receive money with Venmo but you need a bank account to move money out. Link a debit card instead.
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Written by the HowToDoStuff.online editorial team. Last updated .