How to Send an International Money Transfer
Send money from your bank account to someone in another country using an online transfer service.
Steps
- 1
Choose a transfer service
like your bank, Wise, or Western Union. Compare exchange rates and fees before deciding.
- 2
Create an account
or sign in to the service. You need to verify your identity with a valid ID.
- 3
Enter the recipient details
including their full name, address, and bank account number for the receiving country.
- 4
Enter the amount
you want to send. Check the exchange rate and total fees before confirming.
- 5
Review and confirm
the transfer. The money arrives in 1 to 5 business days depending on the destination.
Frequently Asked Questions
How much does an international transfer cost?Show
The cost includes a transfer fee, usually 5 to 50 dollars, plus a markup on the exchange rate. Compare options before sending.
How long does an international transfer take?Show
Transfers to most countries take 1 to 5 business days. Some services offer faster delivery for an extra fee.
What information do I need from the recipient?Show
You need the recipient full name, bank account number, and the bank SWIFT or routing code for their country.
Is there a limit on how much I can send?Show
Yes. Most banks and services have daily and monthly transfer limits. Large transfers may require additional verification.
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Written by the HowToDoStuff.online editorial team. Last updated .