How to Wire Money Online
Send a wire transfer from your bank account to another person or business in the US or abroad.
Steps
- 1
Sign into your online banking
account and look for "Wire Transfer" or "Send Money" in the menu.
- 2
Choose domestic or international
transfer. International wires require more details and have higher fees.
- 3
Enter the recipient's bank information
including their full name, account number, and bank routing number.
- 4
Review the fees and exchange rate
before you submit. Fees typically range from $15 to $50 for domestic wires.
- 5
Confirm the transfer
and save the confirmation number. Funds arrive within one business day for domestic wires.
Frequently Asked Questions
What is the difference between a wire transfer and ACH?Show
Wire transfers process within hours and cost a fee. ACH transfers take one to three days but are usually free.
How much can I wire at once?Show
Your bank sets a daily wire limit. Contact customer service if you need to send more than your standard limit.
What information do I need for an international wire?Show
You need the recipient's name, address, bank name, account number, and SWIFT or IBAN code for their bank.
How long does an international wire take?Show
International wires take one to five business days depending on the destination country and intermediary banks.
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Written by the HowToDoStuff.online editorial team. Last updated .