How to Use Apple Pay
Set up Apple Pay on your iPhone so you can make secure payments in stores, online, and in apps without using your physical card.
Steps
- 1
Open the Wallet app
on your iPhone. It has a icon that looks like a wallet.
- 2
Tap the plus sign
in the top right corner to add a new card.
- 3
Follow the prompts
to scan your card or enter the details manually. Your bank verifies the card.
- 4
Wait for verification
from your bank. This takes a few seconds to a few minutes.
- 5
Double click the side button
on your iPhone to open Apple Pay at checkout. Hold the top of your phone near the payment reader.
- 6
Wait for the checkmark
on the screen. This means the payment went through.
Frequently Asked Questions
Is Apple Pay safe to use?Show
Yes. Apple Pay uses a device specific number and unique transaction codes. Your actual card number is never shared with the store.
Which banks support Apple Pay?Show
Most major banks in the United States and many other countries support Apple Pay. Check the Apple Pay support page for a full list.
Can I use Apple Pay without internet?Show
Yes. Apple Pay works in stores using NFC technology and does not need an internet connection for in person payments.
How many cards can I add to Apple Pay?Show
You can add up to 12 cards on most iPhone models. Swipe through them in the Wallet app to pick your default.
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Written by the HowToDoStuff.online editorial team. Last updated .