How to Find a Medicare Plan Online

Find and compare Medicare plans using the official Medicare website to choose the best coverage for your needs.

Steps

1
Go to medicare.gov
and click "Find Health & Drug Plans" on the main page. This is the government's official Medicare tool.
2
Enter your zip code
and your Medicare number from your red, white, and blue Medicare card. Create an account to save your plan choices.
3
Enter your current medications
to see how each plan covers your prescriptions. This step is important because drug coverage varies between plans.
4
Review the list of plans
sorted by estimated annual cost. Each plan shows premiums, deductibles, and out of pocket limits so you can compare.
5
Enroll in the plan you choose
by clicking "Enroll" on the plan details page. You will get a confirmation number to keep for your records.

Is the Medicare website free to use?Show

Yes, medicare.gov is a free government website. You can search and compare plans without paying anything.

What information do I need to compare plans?Show

You need your zip code, your Medicare number, and a list of your prescription medications with dosages.

Can I switch Medicare plans later?Show

Yes, you can switch plans during Open Enrollment each year or during a Special Enrollment Period if you have a qualifying life event.

Do Medicare plans cover dental and vision?Show

Original Medicare does not cover dental or vision. Some Medicare Advantage plans offer dental, vision, and hearing coverage.

Written by the HowToDoStuff.online editorial team. Last updated May 18, 2026.