How to Compare Health Insurance Plans Online

Compare health insurance plans on the marketplace to find the best price and coverage.

Steps

1
Go to healthcare.gov or your state's marketplace
and click "See Plans & Prices." No sign up needed to browse.
2
Enter your zip code, household size, and income
to see plans and check subsidy eligibility.
3
Compare plan types
like Bronze, Silver, Gold, and Platinum. Bronze plans have lower monthly costs but higher deductibles. Gold costs more monthly but pays more of your bills.
4
Check the provider network
for each plan. Confirm your doctors and hospitals are included.
5
Look at the Summary of Benefits
for each plan to see copays, deductibles, and covered services. Pick the plan that fits your budget and needs.

When can I enroll in a health insurance plan?Show

Open Enrollment runs from November 1 to January 15. You can also enroll after losing your job or other life events.

What is the difference between a premium and a deductible?Show

The premium is your monthly payment for insurance. The deductible is what you pay for care before insurance starts paying.

Can I get financial help to pay for insurance?Show

Yes, many people qualify for premium tax credits. The marketplace calculates your subsidy when you enter your income.

What is an out of pocket maximum?Show

This is the most you pay per year for covered services. After you reach it, your insurance pays all covered costs.

Written by the HowToDoStuff.online editorial team. Last updated May 18, 2026.